PERSONAL CHECKING ACCOUNT OPTIONS

City Bank offers a variety of checking accounts to fit your needs. Explore those options below.

PERSONAL CHECKING ACCOUNT OPTIONS

City Bank offers a variety of checking accounts to fit your needs. Explore those options below.

Simple Checking

If all you want is a simple checking account with no strings attached, look no further than our Simple Checking Account.

Features:

  • $50 minimum to open
  • No service charge if receiving e-statements
  • No minimum balance to maintain

    Open an Account

Reward Checking

Earn interest4 on your checking account balance by meeting a few simple qualifications. 

Features:

  • $50 minimum to open
  • No minimum balance to maintain
  • Earn interest on checking account and Reward Plus account(s)
  • Earn free nationwide ATM use

    Open an Account
    Learn More

 

RPM Checking

Earn interest4 on your checking account without the hassle of fulfilling requirements.  

Features:

  • Available for those age 55 and older
  • Minimum deposit of $10,025 required (includes one time $25 membership fee3)
  • Earn interest on checking account and on Plus accounts
  • Free stop payments
  • No purchase fee for gift cards
  • Plus, even more. Click Learn More to view all features and benefits. 

    Learn More

Interest Checking

Designed for our customers that maintain higher balances, City Bank Interest Checking combines the best features of a checking account and a savings account. Earn a competitive interest rate4 on your balance yet still have easy access to your money for everyday needs. 

Features:

  • $1,500 minimum to open
  • Interest paid monthly on balances of just $1,500 or more
  • $12 service charge3 per statement cycle if balance falls below $1,500
  • Unlimited transactions

Call or visit your nearest City Bank location to open an Interest Checking Account. 

Money Market

A great complement to any savings program, our personal Money Market account helps you make your funds work harder. Enjoy the flexibility you need and high-yielding tiered interest rates4 that work in your favor—the higher your balance, the higher your rate of interest.

Features:

  • $1,500 minimum to open
  • Interest is paid out based on your daily account balance
  • No service charge for a minimum daily balance of $1,500 or more
  • If balance falls below $1,500, no interest is earned
  • $12 service charge3 per statement cycle when your balance falls below $1,500

Call or visit your nearest City Bank location to open an Interest Checking Account. 

Additional Standard Account Features

Free Debit Card

City Bank checking accounts include a free MasterCard® debit card5. It’s convenient, secure and rewarding, so you can shop and bank with confidence.

Unlimited Check Writing

At City Bank, we want you to be able to write as many checks as you like with no fees. We’ll even give you free checks1 to use with your account.

E-Statements

Electronic Statements (E-Statements) are offered at no cost to you. A $5 fee3 per statement cycle will be applied for receiving paper statements. 

Online and Mobile Banking

Access your account information, transfer funds, pay bills, manage your debit card, and more all from our digital banking platform. 

Overdraft Protection (ODP)

Could be added after 30 days if you qualify2

 

 

Make your banking better with a checking account from City Bank. Contact a City Bank representative by calling 1-800-OUR-BANK or visit any of our convenient locations to learn more about our checking accounts.

We reserve the right to at any time require not less than 7 days notice in writing before any withdrawal from an interest-bearing account. 1One free style available. 2Always a discretionary service: Overdraft Protection does not constitute an actual or implied agreement between you and City Bank. 3All fees subject to sales tax in New Mexico. 4Interest rate is a variable rate subject to change after the opening of this account. Fees may reduce earnings on account. 5MasterCard® is a registered trademark of MasterCard International Incorporated.