RPM CHECKING

When you sign up to become a Reward Platinum Member (RPM), you'll receive great benefits and you'll have the opportunity to earn interest on your checking account without the hassle of fulfilling requirements.

RPM CHECKING

Qualifications

Minimum deposit of $10,025 required (includes a one time $25 membership fee¹).
At least one ACH²must post and settle³ to your account each qualification cycle to earn a higher rate.

Earning Levels

Requirements must be met by the third Thursday of each month. Statements will cut and interest will credit to the account the following business day.

Level

3

Level

2

Level

1

1 ACH ² item post and settle ³

If you don’t qualify for level 2 or level 3 in a particular month, don’t worry, you will still earn our base interest rate.

Benefits for Reward Platinum Members

Open multiple Plus accounts
Preferred parking at most City Bank locations
Free personal checks
Free investment portfolio review
$50 donation made to the charity of your choice
MasterCard® debit card⁵
No purchase fee for gift cards
Free cashier's checks
Free notary services
Free stop payments

It's simple to save and earn on multiple accounts.

RPM Checking + Reserve Account(s) = RPM Plus

Your RPM Plus account(s) links to your primary RPM checking account so you can earn a higher interest rate on two or more accounts. No additional qualifications are necessary for Plus accounts and compared to a Savings account, your Plus account(s) are more flexible and can earn a better interest rate.

RPM Plus Earning Levels

Level

3

Level

2

Level

1

1 ACH ² item post and settle ³

If you don’t qualify for level 2 or level 3 in a particular month, don’t worry, you will still earn our base interest rate.

RPM Checking and RPM Plus from City Bank

It's time you started earning interest while keeping the financial freedom of a checking account and without the hassle of fulfilling qualifications. Learn more by calling City Bank at 1-800-OUR-BANK.

We reserve the right to at any time require not less than 7 days notice in writing before any withdrawal from an interest-bearing account. ¹All fees subject to sales tax in New Mexico. ²ACH is a direct deposit, automatic debit, etc. To make an electronic payment, use your City Bank account number and routing number to make and/or receive payments. ³To post and settle, the transaction must be deducted from your current balance. ⁴APY= Annual Percentage Yield (APY). Reward Checking base rate is 0.01% APY. Minimum account opening deposit of $50.00 required. Interest rate effective as of 05/17/2023. All rates are variable and may change after account opening. Interest earned will be based using the level of requirements met. Fees may reduce earnings on this account. Some restrictions do apply. Balances will not be aggregated. There is no minimum daily balance required to earn the base rate APY. ⁵MasterCard® is a registered trademark of MasterCard International Incorporated.